:root {
  --navy: #10233f;
  --ink: #17202b;
  --muted: #667282;
  --line: #dfe5ea;
  --paper: #f7f5ef;
  --white: #ffffff;
  --sage: #667d72;
  --gold: #b08a4b;
  --mist: #eef3f1;
  --shadow: 0 20px 50px rgba(16, 35, 63, 0.12);
  --radius: 8px;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-size: 16px;
  line-height: 1.55;
  overflow-x: hidden;
}

body.nav-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

button,
input,
select,
textarea {
  font: inherit;
}

.sr-only,
.skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link:focus {
  top: 12px;
  left: 12px;
  z-index: 100;
  width: auto;
  height: auto;
  padding: 10px 14px;
  clip: auto;
  background: var(--navy);
  color: var(--white);
  border-radius: 6px;
}

.container {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 24px;
  min-height: 78px;
  padding: 14px clamp(20px, 4vw, 54px);
  background: rgba(255, 255, 255, 0.92);
  border-bottom: 1px solid rgba(223, 229, 234, 0.85);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--white);
  background: var(--navy);
  border-radius: 50%;
  font-weight: 800;
  letter-spacing: 0;
}

.brand-text {
  display: grid;
  gap: 1px;
}

.brand-text strong {
  font-size: 1rem;
}

.brand-text small {
  color: var(--muted);
  font-size: 0.78rem;
}

.site-nav {
  justify-self: center;
  display: flex;
  align-items: center;
  gap: 24px;
}

.site-nav a {
  color: #2f3a46;
  font-size: 0.92rem;
  text-decoration: none;
}

.site-nav a:hover {
  color: var(--navy);
}

.header-cta,
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 12px 18px;
  border: 1px solid transparent;
  border-radius: 7px;
  font-weight: 750;
  text-decoration: none;
  cursor: pointer;
}

.header-cta,
.btn-primary {
  color: var(--white);
  background: var(--navy);
}

.btn-primary:hover,
.header-cta:hover {
  background: #183154;
}

.btn-secondary {
  color: var(--navy);
  background: rgba(255, 255, 255, 0.84);
  border-color: rgba(16, 35, 63, 0.18);
}

.menu-toggle {
  display: none;
}

.hero {
  position: relative;
  min-height: 612px;
  isolation: isolate;
  overflow: hidden;
  color: var(--white);
  background: var(--navy);
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: -2;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(90deg, rgba(12, 28, 50, 0.92) 0%, rgba(12, 28, 50, 0.82) 36%, rgba(12, 28, 50, 0.38) 70%, rgba(12, 28, 50, 0.18) 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) 360px;
  align-items: end;
  gap: 56px;
  min-height: 612px;
  padding: 64px 0 42px;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero h1,
.section h2,
.final-cta h2 {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 650;
  line-height: 1.06;
  letter-spacing: 0;
  overflow-wrap: break-word;
  hyphens: none;
}

.hero h1 {
  max-width: 760px;
  font-size: clamp(2.65rem, 5.7vw, 4.35rem);
}

.hero-intro {
  max-width: 690px;
  margin: 26px 0 0;
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.15rem;
}

.hero-trust {
  max-width: 680px;
  margin: 18px 0 0;
  padding-left: 16px;
  color: rgba(255, 255, 255, 0.9);
  border-left: 3px solid var(--gold);
  font-weight: 720;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 34px;
}

.decision-panel {
  align-self: end;
  padding: 24px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.72);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.panel-kicker {
  margin: 0 0 14px;
  color: var(--sage);
  font-size: 0.82rem;
  font-weight: 850;
  text-transform: uppercase;
}

.decision-row {
  display: grid;
  gap: 4px;
  padding: 16px 0;
  border-top: 1px solid var(--line);
}

.decision-row span {
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 850;
  text-transform: uppercase;
}

.decision-row strong {
  line-height: 1.25;
}

.trust-strip {
  background: var(--paper);
  border-bottom: 1px solid var(--line);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
}

.trust-grid article {
  min-height: 150px;
  padding: 30px 24px;
  background: rgba(255, 255, 255, 0.52);
}

.trust-grid span {
  display: block;
  color: var(--gold);
  font-weight: 850;
  margin-bottom: 12px;
}

.trust-grid strong {
  display: block;
  color: var(--navy);
  line-height: 1.25;
}

.trust-grid p {
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.section {
  padding: 96px 0;
}

.section-copy h2,
.section-heading h2,
.final-cta h2 {
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.5rem);
}

.section-copy p,
.section-heading p {
  color: var(--muted);
  font-size: 1.03rem;
}

.two-col,
.benefits-layout,
.faq-layout {
  display: grid;
  grid-template-columns: 0.84fr 1.16fr;
  gap: 64px;
  align-items: start;
}

.motive-board {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.motive-board article,
.route-grid article,
.benefit-list article {
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 10px 28px rgba(16, 35, 63, 0.06);
}

.motive-board h3,
.route-grid h3,
.benefit-list h3,
.timeline h3 {
  margin: 0 0 8px;
  color: var(--navy);
  line-height: 1.2;
}

.motive-board p,
.route-grid p,
.benefit-list p,
.timeline p,
.faq-list p {
  margin: 0;
  color: var(--muted);
}

.dot {
  display: block;
  width: 10px;
  height: 10px;
  margin-bottom: 22px;
  background: var(--sage);
  border-radius: 50%;
  box-shadow: 0 0 0 8px rgba(102, 125, 114, 0.14);
}

.question-zone {
  background: var(--navy);
  color: var(--white);
}

.question-grid {
  display: grid;
  grid-template-columns: 0.7fr 1.3fr;
  gap: 54px;
  align-items: start;
}

.question-intro {
  position: sticky;
  top: 112px;
}

.question-intro h2,
.question-intro p {
  color: var(--white);
}

.question-intro p {
  color: rgba(255, 255, 255, 0.78);
}

.question-meter {
  margin-top: 32px;
  padding: 18px;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius);
}

.meter-track {
  height: 8px;
  margin-top: 12px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.16);
  border-radius: 999px;
}

.meter-track span {
  display: block;
  width: 0%;
  height: 100%;
  background: var(--gold);
  transition: width 0.2s ease;
}

.question-stack {
  display: grid;
  gap: 14px;
}

.question-card {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 18px;
  padding: 22px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: var(--radius);
}

.question-card.is-answered {
  border-color: rgba(176, 138, 75, 0.78);
  background: rgba(255, 255, 255, 0.1);
}

.question-number {
  color: var(--gold);
  font-weight: 850;
}

.question-card h3 {
  margin: 0;
  color: var(--white);
  font-size: 1.08rem;
  line-height: 1.35;
}

.answer-row {
  grid-column: 2;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 4px;
}

.answer-row button {
  min-height: 38px;
  padding: 9px 13px;
  color: rgba(255, 255, 255, 0.9);
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 999px;
  cursor: pointer;
}

.answer-row button[aria-pressed="true"] {
  color: var(--navy);
  background: var(--gold);
  border-color: var(--gold);
}

.result-box {
  padding: 26px;
  color: var(--ink);
  background: var(--white);
  border-radius: var(--radius);
}

.result-box span {
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 850;
  text-transform: uppercase;
}

.result-box strong {
  display: block;
  margin-top: 8px;
  color: var(--navy);
  font-size: 1.3rem;
  line-height: 1.25;
}

.result-box p {
  color: var(--muted);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 40px;
}

.route-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.route-grid article {
  min-height: 260px;
}

.route-grid span {
  display: inline-block;
  margin-bottom: 48px;
  color: var(--sage);
  font-size: 0.82rem;
  font-weight: 850;
  text-transform: uppercase;
}

.advisory {
  background: var(--mist);
}

.advisory-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.advisory-photo {
  margin: 0;
}

.advisory-photo img {
  width: 100%;
  aspect-ratio: 5 / 4;
  object-fit: cover;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.check-list {
  display: grid;
  gap: 16px;
  margin-top: 26px;
}

.check-list p {
  margin: 0;
  padding-left: 18px;
  border-left: 3px solid var(--gold);
}

.benefit-list {
  display: grid;
  gap: 14px;
}

.process {
  background: var(--paper);
}

.timeline {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.timeline li {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 24px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.timeline span {
  color: var(--gold);
  font-weight: 900;
}

.faq-list {
  display: grid;
  gap: 12px;
}

.faq-list details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.faq-list summary {
  cursor: pointer;
  padding: 20px 22px;
  color: var(--navy);
  font-weight: 800;
}

.faq-list summary:focus-visible,
.answer-row button:focus-visible,
.btn:focus-visible,
.header-cta:focus-visible,
.menu-toggle:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid rgba(176, 138, 75, 0.55);
  outline-offset: 3px;
}

.faq-list details p {
  padding: 0 22px 22px;
}

.final-cta {
  padding: 96px 0;
  color: var(--white);
  background: var(--navy);
}

.final-cta h2,
.final-cta p {
  color: var(--white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.82fr 1fr;
  gap: 58px;
  align-items: start;
}

.contact-points {
  display: grid;
  gap: 10px;
  margin-top: 26px;
}

.contact-points span {
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: var(--radius);
}

.contact-points a {
  color: var(--white);
  font-weight: 800;
}

.contact-form {
  display: grid;
  gap: 14px;
  padding: 28px;
  color: var(--ink);
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hp-field {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-row {
  display: grid;
  gap: 7px;
}

.form-row label,
.consent {
  color: var(--navy);
  font-weight: 750;
}

.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  min-height: 46px;
  padding: 12px 13px;
  color: var(--ink);
  background: #fbfcfd;
  border: 1px solid var(--line);
  border-radius: 6px;
}

.form-row textarea {
  resize: vertical;
}

.consent {
  display: grid;
  grid-template-columns: 20px 1fr;
  gap: 10px;
  align-items: start;
}

.field-error {
  min-height: 18px;
  color: #9b2f22;
  font-size: 0.86rem;
}

.form-success {
  padding: 14px;
  color: #153c2b;
  background: #e6f2eb;
  border: 1px solid #b8d6c7;
  border-radius: 6px;
}

.legal-band {
  padding: 70px 0;
  background: #f8faf9;
  border-top: 1px solid var(--line);
}

.legal-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.95fr 0.95fr;
  gap: 34px;
  align-items: start;
}

.legal-band h2,
.legal-band h3 {
  margin: 0;
  color: var(--navy);
}

.legal-band h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.8rem, 3vw, 2.7rem);
  line-height: 1.08;
}

.legal-band article {
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.legal-band p {
  margin: 12px 0 0;
  color: var(--muted);
}

.legal-band a {
  color: var(--navy);
  font-weight: 760;
}

.site-footer {
  padding: 36px 0;
  color: rgba(255, 255, 255, 0.78);
  background: #08172a;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 32px;
  align-items: start;
}

.site-footer strong {
  color: var(--white);
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.site-footer a {
  color: var(--white);
}

.footer-note {
  font-size: 0.9rem;
}

@media (max-width: 980px) {
  .site-header {
    grid-template-columns: auto auto;
  }

  .site-nav,
  .header-cta {
    display: none;
  }

  .menu-toggle {
    justify-self: end;
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 7px;
  }

  .menu-toggle span[aria-hidden="true"],
  .menu-toggle span[aria-hidden="true"]::before,
  .menu-toggle span[aria-hidden="true"]::after {
    display: block;
    width: 20px;
    height: 2px;
    background: var(--navy);
    content: "";
  }

  .menu-toggle span[aria-hidden="true"] {
    position: relative;
  }

  .menu-toggle span[aria-hidden="true"]::before {
    position: absolute;
    top: -7px;
  }

  .menu-toggle span[aria-hidden="true"]::after {
    position: absolute;
    top: 7px;
  }

  .site-header.nav-active .site-nav {
    position: fixed;
    inset: 78px 16px auto 16px;
    z-index: 40;
    display: grid;
    justify-items: stretch;
    gap: 0;
    padding: 10px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
  }

  .site-header.nav-active .site-nav a {
    padding: 14px;
    border-bottom: 1px solid var(--line);
  }

  .site-header.nav-active .site-nav a:last-child {
    border-bottom: 0;
  }

  .hero,
  .hero-grid {
    min-height: auto;
  }

  .hero-grid,
  .question-grid,
  .advisory-grid,
  .two-col,
  .benefits-layout,
  .faq-layout,
  .contact-grid,
  .legal-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    padding: 86px 0 46px;
  }

  .decision-panel {
    max-width: 520px;
  }

  .trust-grid,
  .route-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .question-intro {
    position: static;
  }
}

@media (max-width: 640px) {
  .container {
    width: min(100% - 28px, 1160px);
  }

  .site-header {
    padding: 12px 14px;
  }

  .brand-text small {
    display: none;
  }

  .hero::after {
    background: linear-gradient(180deg, rgba(12, 28, 50, 0.9) 0%, rgba(12, 28, 50, 0.78) 100%);
  }

  .hero h1 {
    font-size: 2.35rem;
  }

  .hero-intro {
    font-size: 1rem;
  }

  .hero-grid {
    padding: 66px 0 34px;
  }

  .decision-panel {
    display: none;
  }

  .hero-actions,
  .answer-row {
    display: grid;
  }

  .btn,
  .header-cta {
    width: 100%;
  }

  .section,
  .final-cta {
    padding: 68px 0;
  }

  .trust-grid,
  .motive-board,
  .route-grid {
    grid-template-columns: 1fr;
  }

  .trust-grid article {
    min-height: auto;
  }

  .question-card {
    grid-template-columns: 1fr;
  }

  .answer-row {
    grid-column: 1;
  }

  .timeline li {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .contact-form {
    padding: 20px;
  }
}